:root{--navy:#071d46;--navy-2:#0b2c64;--blue:#075ee6;--gold:#e6b64d;--gold-light:#f6d982;--ink:#10213d;--muted:#5b677b;--line:#dfe5ee;--paper:#f5f8fc;--white:#fff}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);background:#fff;font-family:"DM Sans",sans-serif;font-size:16px;line-height:1.6}a{color:inherit}.site-header{height:92px;max-width:1240px;margin:auto;padding:15px 28px;display:flex;align-items:center;justify-content:space-between}.brand img{display:block;width:330px;max-height:62px;object-fit:contain;object-position:left center}.site-header nav{display:flex;align-items:center;gap:34px}.site-header nav a{text-decoration:none;font-weight:600;font-size:.94rem}.nav-cta{color:#fff!important;background:var(--navy);padding:12px 18px;border-radius:7px}.hero{position:relative;overflow:hidden;display:grid;grid-template-columns:minmax(0,1.1fr) minmax(390px,.7fr);gap:70px;align-items:center;min-height:670px;padding:76px max(28px,calc((100vw - 1184px)/2));background:linear-gradient(124deg,#f8fbff 0%,#eef5ff 52%,#e4efff 100%)}.hero:after{content:"";position:absolute;width:440px;height:440px;border:1px solid rgba(7,94,230,.11);border-radius:50%;right:-120px;top:-150px;box-shadow:0 0 0 70px rgba(7,94,230,.035),0 0 0 140px rgba(7,94,230,.025)}.hero-copy,.quote-card{position:relative;z-index:1}.eyebrow{display:block;color:var(--blue);font:800 .75rem/1.2 "Manrope",sans-serif;letter-spacing:.18em;margin-bottom:20px}.hero h1{font:800 clamp(3.2rem,5.6vw,5.35rem)/1.01 "Manrope",sans-serif;letter-spacing:-.055em;margin:0 0 27px;color:var(--navy)}.hero h1 em{font-style:normal;color:var(--blue)}.hero-lead{font-size:1.23rem;line-height:1.65;color:#46566e;max-width:650px;margin:0 0 32px}.hero-actions{display:flex;align-items:center;gap:27px}.button{display:inline-flex;align-items:center;justify-content:center;gap:14px;min-height:54px;padding:14px 24px;border:0;border-radius:7px;text-decoration:none;font:700 .98rem "DM Sans",sans-serif;cursor:pointer;transition:.2s ease}.button:hover{transform:translateY(-2px)}.button-primary{background:var(--blue);color:#fff;box-shadow:0 10px 24px rgba(7,94,230,.2)}.text-link{font-weight:700;color:var(--navy);text-underline-offset:5px}.trust-row{display:flex;flex-wrap:wrap;gap:23px;margin-top:35px;color:#46566e;font-size:.9rem}.trust-row b{color:var(--blue);margin-right:6px}.quote-card{background:#fff;border-top:4px solid var(--gold);border-radius:12px;padding:32px 34px;box-shadow:0 24px 65px rgba(7,29,70,.14)}.card-kicker{font:800 .68rem "Manrope",sans-serif;letter-spacing:.16em;color:#9a6a0c}.quote-card h2{font:800 1.75rem/1.2 "Manrope",sans-serif;color:var(--navy);margin:8px 0}.quote-card>p{font-size:.93rem;color:var(--muted);margin:0 0 22px}.quote-card label{display:grid;gap:6px;font-size:.79rem;font-weight:700;color:#34445d;margin-bottom:13px}.field-row{display:grid;grid-template-columns:1fr 1fr;gap:12px}.quote-card input,.quote-card select{width:100%;border:1px solid #cdd6e3;border-radius:6px;background:#fbfcfe;min-height:46px;padding:10px 12px;font:1rem "DM Sans",sans-serif;color:var(--ink)}.quote-card input:focus,.quote-card select:focus{outline:3px solid rgba(7,94,230,.14);border-color:var(--blue)}.form-submit{width:100%;margin-top:5px}.consent{font-size:.7rem!important;line-height:1.45;color:#758095!important;margin:12px 0 0!important}.form-status{font-size:.82rem!important;color:#0a7348!important;font-weight:700;margin:9px 0 0!important}.clarity-strip{display:grid;grid-template-columns:repeat(3,1fr);max-width:1184px;margin:0 auto;padding:38px 0;border-bottom:1px solid var(--line)}.clarity-strip div{display:grid;gap:3px;padding:0 38px;border-right:1px solid var(--line)}.clarity-strip div:first-child{padding-left:0}.clarity-strip div:last-child{border:0}.clarity-strip strong{font:700 1rem "Manrope",sans-serif;color:var(--navy)}.clarity-strip span{font-size:.88rem;color:var(--muted)}.section{max-width:1184px;margin:auto;padding:112px 28px}.section-heading{max-width:690px;margin-bottom:54px}.section-heading h2,.options h2,.final-cta h2{font:800 clamp(2.35rem,4vw,3.7rem)/1.12 "Manrope",sans-serif;letter-spacing:-.04em;margin:0 0 20px;color:var(--navy)}.section-heading p{font-size:1.1rem;color:var(--muted)}.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.steps article{padding:35px 30px;border:1px solid var(--line);border-radius:10px;background:#fff}.step-number{display:block;color:var(--gold);font:800 1rem "Manrope",sans-serif;margin-bottom:28px}.steps h3{font:750 1.15rem "Manrope",sans-serif;color:var(--navy);margin:0 0 12px}.steps p{color:var(--muted);font-size:.94rem;margin:0}.options{background:var(--navy);color:#fff;padding:100px 28px}.options-inner{max-width:1128px;margin:auto;display:grid;grid-template-columns:1fr .85fr;gap:90px;align-items:center}.eyebrow.light{color:var(--gold-light)}.options h2,.final-cta h2{color:#fff}.options p{color:#c8d4e8;max-width:620px;font-size:1.05rem;margin-bottom:30px}.button-gold{background:var(--gold);color:var(--navy);box-shadow:0 10px 26px rgba(230,182,77,.18)}.choice-panel{border:1px solid rgba(255,255,255,.2);border-radius:12px;padding:34px;background:rgba(255,255,255,.055)}.choice-label{font:700 .8rem "Manrope",sans-serif;letter-spacing:.06em;color:#dce7f9}.payment-line{display:grid;grid-template-columns:repeat(6,1fr);gap:9px;margin:26px 0 18px}.payment-line i{height:52px;border-radius:5px;background:#eef4ff}.payment-line i:nth-child(-n+3){background:var(--gold)}.choice-keys{display:flex;gap:22px;font-size:.76rem;color:#d5deec}.choice-keys b{display:inline-block;width:10px;height:10px;border-radius:2px;background:#eef4ff;margin-right:7px}.choice-keys b.now{background:var(--gold)}.choice-panel p{font-size:.8rem;margin:22px 0 0;line-height:1.55}.faq{display:grid;grid-template-columns:.75fr 1fr;gap:90px;align-items:start}.section-heading.compact{margin:0}.faq-list{border-top:1px solid var(--line)}details{border-bottom:1px solid var(--line)}summary{list-style:none;display:flex;justify-content:space-between;gap:18px;padding:22px 0;font:700 1rem "Manrope",sans-serif;color:var(--navy);cursor:pointer}summary::-webkit-details-marker{display:none}summary span{color:var(--blue);font-size:1.35rem;line-height:1}details[open] summary span{transform:rotate(45deg)}details p{color:var(--muted);margin:0;padding:0 38px 24px 0}.final-cta{text-align:center;background:linear-gradient(135deg,#0a367a,#075ee6);padding:90px 28px;color:#fff}.final-cta h2{margin-bottom:30px}.final-cta p{font-size:.85rem;color:#d8e6fb;margin:18px 0 0}footer{background:#04132e;color:#aebbd0;padding:48px max(28px,calc((100vw - 1184px)/2)) 24px}footer>img{width:260px;max-height:58px;object-fit:contain;object-position:left center;margin-bottom:22px;filter:brightness(1.4)}footer>p{max-width:940px;font-size:.75rem;line-height:1.65}.footer-bottom{border-top:1px solid rgba(255,255,255,.11);margin-top:28px;padding-top:20px;display:flex;justify-content:space-between;font-size:.75rem}.footer-bottom span:last-child{display:flex;gap:22px}
@media(max-width:900px){.site-header{height:78px}.brand img{width:240px}.site-header nav>a:not(.nav-cta){display:none}.hero{grid-template-columns:1fr;gap:50px;padding-top:64px}.hero h1{font-size:clamp(3rem,10vw,4.4rem)}.clarity-strip{grid-template-columns:1fr;margin:0 28px}.clarity-strip div,.clarity-strip div:first-child{padding:18px 0;border-right:0;border-bottom:1px solid var(--line)}.clarity-strip div:last-child{border-bottom:0}.options-inner,.faq{grid-template-columns:1fr;gap:50px}.steps{grid-template-columns:1fr}.section{padding:82px 28px}}
@media(max-width:560px){.site-header{padding:12px 18px}.brand img{width:190px}.nav-cta{padding:10px 13px!important;font-size:.82rem!important}.hero{padding:50px 20px}.hero h1{font-size:2.75rem}.hero-lead{font-size:1.05rem}.hero-actions{align-items:flex-start;flex-direction:column;gap:16px}.trust-row{display:grid;gap:9px}.quote-card{padding:27px 20px}.field-row{grid-template-columns:1fr;gap:0}.options{padding:78px 20px}.payment-line{gap:5px}.section{padding:76px 20px}.section-heading h2,.options h2,.final-cta h2{font-size:2.2rem}.footer-bottom{flex-direction:column;gap:14px}footer>img{width:220px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}.button{transition:none}}

/* Direct-call conversion path */
.phone-link{color:var(--blue)!important;font-weight:800!important;white-space:nowrap}.phone-link span{border-bottom:1px solid rgba(7,94,230,.3)}
.call-link{display:grid;text-decoration:none;font:800 1.12rem "Manrope",sans-serif;color:var(--navy)}.call-link small{font:600 .72rem "DM Sans",sans-serif;color:var(--muted);letter-spacing:.04em}
.direct-call{text-align:center!important;font-size:.84rem!important;margin:18px 0 0!important;color:var(--muted)!important}.direct-call a{color:var(--blue);font-weight:800;text-decoration:none}
.footer-phone{display:block;width:max-content;color:var(--gold-light);font:800 1.25rem "Manrope",sans-serif;text-decoration:none;margin:-7px 0 20px}
@media(max-width:900px){.site-header nav>a.phone-link{display:inline-flex}.site-header nav{gap:14px}}
@media(max-width:560px){.brand img{width:175px}.nav-cta{display:none}.phone-link{font-size:.85rem!important}}

/* Larger, high-visibility brand banner */
.site-header{height:132px;max-width:1380px;padding:17px 28px;border-bottom:3px solid var(--gold);background:#fff}
.brand{display:flex;align-items:center;flex:0 0 auto}
.brand img{width:460px;max-height:98px}
.site-header nav a{font-size:1rem}
@media(max-width:1050px){.site-header{height:114px}.brand img{width:355px}.site-header nav>a:not(.nav-cta):not(.phone-link){display:none}}
@media(max-width:700px){.site-header{height:98px;padding:10px 18px}.brand img{width:255px;max-height:78px}.site-header nav{gap:10px}.nav-cta{display:none}.phone-link{font-size:.9rem!important}}
@media(max-width:480px){.site-header{height:88px;padding:9px 12px}.brand img{width:215px;max-height:68px}.phone-link{font-size:.8rem!important}.phone-link{gap:3px}}
@media(max-width:380px){.brand img{width:188px}.phone-link span{font-size:.74rem}}

/* Hero message */
.hero h1{font-size:clamp(3rem,4.7vw,4.75rem);max-width:780px}
.hero-lead{max-width:720px}
@media(max-width:560px){.hero h1{font-size:2.65rem}}

/* Refined, better-fitting hero headline */
.hero h1{font-family:"DM Sans",sans-serif;font-size:clamp(2.85rem,4.15vw,4.2rem);font-weight:700;line-height:1.06;letter-spacing:-.052em;max-width:720px}
.hero h1 em{font-style:italic;font-weight:600;letter-spacing:-.045em}
@media(max-width:900px){.hero h1{font-size:clamp(2.8rem,8vw,4rem);max-width:680px}}
@media(max-width:560px){.hero h1{font-size:2.42rem;line-height:1.08;letter-spacing:-.045em}.hero h1 em{letter-spacing:-.035em}}

/* Trust-benefit cards */
.clarity-strip{max-width:1240px;margin:38px auto;padding:22px;gap:18px;border:0;border-radius:18px;background:var(--paper)}
.clarity-strip div,.clarity-strip div:first-child,.clarity-strip div:last-child{position:relative;display:flex;flex-direction:column;justify-content:center;min-height:148px;padding:30px 28px;border:1px solid var(--line);border-top:4px solid var(--gold);border-radius:11px;background:#fff;box-shadow:0 10px 28px rgba(7,29,70,.07)}
.clarity-strip strong{display:block;margin-bottom:11px;font-size:1.1rem;line-height:1.25;color:var(--navy)}
.clarity-strip span{display:block;font-size:.96rem;line-height:1.55;color:var(--muted)}
@media(max-width:900px){.clarity-strip{grid-template-columns:1fr;margin:28px;padding:16px;gap:14px}.clarity-strip div,.clarity-strip div:first-child,.clarity-strip div:last-child{min-height:auto;padding:25px 24px;border:1px solid var(--line);border-top:4px solid var(--gold)}}
@media(max-width:560px){.clarity-strip{margin:20px;padding:12px;border-radius:14px}.clarity-strip div,.clarity-strip div:first-child,.clarity-strip div:last-child{padding:23px 21px}}

/* Plain-language promise card */
.plainly-card{display:grid;grid-template-columns:.42fr 1fr;gap:70px;max-width:1184px;margin:68px auto 0;padding:48px 52px;border:1px solid #d7dfeb;border-left:6px solid var(--gold);border-radius:14px;background:#fff;box-shadow:0 18px 48px rgba(7,29,70,.09)}
.plainly-heading .eyebrow{margin-bottom:10px}.plainly-heading h2{margin:0;color:var(--navy);font:800 2.7rem/1.1 "Manrope",sans-serif;letter-spacing:-.04em}
.plainly-card ul{display:grid;gap:19px;margin:0;padding:0;list-style:none}.plainly-card li{display:grid;grid-template-columns:28px 1fr;gap:13px;align-items:start;color:#46566e;font-size:1rem;line-height:1.55}.gold-check{display:grid;place-items:center;width:25px;height:25px;margin-top:1px;border-radius:50%;background:#fff5d8;color:#a76e00;font-size:.95rem;font-weight:900}
@media(max-width:900px){.plainly-card{grid-template-columns:1fr;gap:28px;margin:48px 28px 0;padding:38px 34px}}
@media(max-width:560px){.plainly-card{margin:36px 20px 0;padding:30px 23px;border-left-width:4px}.plainly-heading h2{font-size:2.25rem}.plainly-card ul{gap:17px}.plainly-card li{grid-template-columns:25px 1fr;gap:11px;font-size:.96rem}}

/* White-and-gold centered footer */
footer{position:relative;padding:64px max(28px,calc((100vw - 1184px)/2)) 26px;border-top:9px solid var(--gold);background:#fff;color:#536078;text-align:center}
footer>img{display:block;width:540px;max-width:90%;max-height:150px;margin:0 auto 14px;object-fit:contain;object-position:center;filter:none}
.footer-phone{margin:0 auto 28px;color:#a46b00;font-size:1.35rem}
footer>p{max-width:940px;margin:0 auto;font-size:.78rem;line-height:1.7;color:#647087}
.footer-bottom{margin-top:34px;padding:22px 18px 0;border-top:2px solid var(--gold);color:var(--navy)}
.footer-bottom a{color:#8a5a00;font-weight:700;text-decoration:none}
@media(max-width:560px){footer{padding:46px 20px 22px;border-top-width:7px}footer>img{width:380px;max-height:112px;margin-bottom:10px}.footer-phone{font-size:1.2rem}.footer-bottom{align-items:center}.footer-bottom span:last-child{justify-content:center}}

/* More spacious footer rhythm */
footer{padding-top:88px;padding-bottom:38px}
footer>img{margin-bottom:28px}
.footer-phone{margin-bottom:42px}
footer>p{max-width:860px;line-height:1.85}
.footer-bottom{margin-top:48px;padding-top:28px}
@media(max-width:560px){footer{padding-top:60px;padding-bottom:28px}footer>img{margin-bottom:22px}.footer-phone{margin-bottom:32px}footer>p{line-height:1.75}.footer-bottom{margin-top:38px;padding-top:24px;gap:20px}}

/* Centered eye mark in hero */
.hero-eye-brand{display:flex;flex-direction:column;align-items:center;width:100%;max-width:720px;margin:0 0 34px;text-align:center}
.hero-eye-crop{position:relative;width:280px;height:138px;overflow:hidden}
.hero-eye-crop img{position:absolute;width:760px;max-width:none;height:auto;left:-5px;top:-48px}
.hero-eye-brand>span{margin-top:5px;color:var(--navy);font:800 .78rem/1.2 "Manrope",sans-serif;letter-spacing:.25em}
@media(max-width:560px){.hero-eye-brand{margin-bottom:28px}.hero-eye-crop{width:230px;height:114px}.hero-eye-crop img{width:625px;left:-4px;top:-39px}.hero-eye-brand>span{font-size:.68rem;letter-spacing:.2em}}

/* Transparent eye on a blue brand field */
.hero-eye-brand{max-width:720px;padding:24px 30px 20px;border:1px solid rgba(255,255,255,.16);border-radius:18px;background:linear-gradient(135deg,#061a42 0%,#0a3478 55%,#075ee6 100%);box-shadow:0 18px 42px rgba(7,47,112,.18)}
.hero-eye-crop{width:360px;height:auto;overflow:visible}
.hero-eye-crop img{position:static;display:block;width:100%;max-width:100%;height:auto;filter:drop-shadow(0 12px 18px rgba(0,0,0,.2))}
.hero-eye-brand>span{margin-top:8px;color:var(--gold-light);text-shadow:0 1px 2px rgba(0,0,0,.25)}
@media(max-width:560px){.hero-eye-brand{padding:20px 16px 17px;border-radius:14px}.hero-eye-crop{width:280px;height:auto}.hero-eye-crop img{position:static;width:100%;max-width:100%}.hero-eye-brand>span{font-size:.67rem}}

/* SMS disclosure and privacy policy */
.quote-card label.sms-consent{display:flex;align-items:flex-start;gap:11px;margin:17px 0;color:#526078;font-size:.72rem;font-weight:500;line-height:1.48}
.form-trap{position:absolute!important;left:-10000px!important;width:1px!important;height:1px!important;overflow:hidden!important}
.quote-card .sms-consent input{flex:0 0 auto;width:18px;height:18px;min-height:18px;margin:2px 0 0;padding:0;accent-color:var(--blue)}
.consent a{color:var(--blue);font-weight:700;text-underline-offset:2px}
.privacy-section{max-width:1000px;margin:0 auto;padding:82px 28px}.privacy-section h2{margin:0 0 26px;color:var(--navy);font:800 clamp(2rem,3.5vw,3rem)/1.15 "Manrope",sans-serif;letter-spacing:-.035em}.privacy-section h3{margin:30px 0 8px;color:var(--navy);font:750 1.05rem "Manrope",sans-serif}.privacy-section p{margin:0;color:var(--muted);line-height:1.75}.privacy-section a{color:var(--blue);font-weight:700}
@media(max-width:560px){.quote-card label.sms-consent{font-size:.7rem}.privacy-section{padding:64px 20px}}